South Carolina ranks 27 for car insurance rates - WMBFNews.com, Myrtle Beach/Florence SC, Weather

South Carolina ranks 27 for car insurance rates

Source: WMBF News Source: WMBF News

MYRTLE BEACH, SC (WMBF) – Car insurance rates in the Palmetto State have increased, on average, 20 percent since 2013, ranking South Carolina at number 27 in the county when it comes to rates.

According to the South Carolina Department of Insurance, the 10 largest auto insurers in the state have increased rates on an average of 8.9 percent from last year, which is more than double the rate of change that was recorded in 2015.

Kristen Saurini, an agent with Davis & Massey Insurance Agency, Inc., said that a number of things can cause insurance rates to increase. A person’s age, driving record, credit score and kind of vehicle they drive can all factor into a rate increase.

The amount of traffic in an area and the number of accidents will also play a role.  According to Saurini, the number of crashes last year in South Carolina topped 140,000.

There are things you can do to try and alleviate some of the cost when it comes to your own car insurance. Saurini said becoming part of a loyalty program and paying more on your deductible can lower your rate.

It’s also not a good idea to jump from company to company as years go by, because there’s no loyalty there. However, just because you’ve been with a company for a number of years, does not necessarily mean you are getting the best rate. “Make sure you shop around,” Saurini said.

Young drivers, like college and high school students, are usually able to get a good drivers discount as well. Those drivers training courses aren’t just for teen drivers, if you take one of those and show the certificate to your insurance company, you are likely to get a discount through that, too.

"Bundling is also a great thing to do. Combining your insurance policies into one agency will give you discounts. If you take your home and auto together, sometimes there's discounts there,” Saurini said. “Your credit. If you have good credit, insurance companies do take that credit score into effect."

A thriving economy can also be to blame. More business brought to one area means more people on the road, which can mean more accidents. 

Copyright 2017. WMBF News. All Rights Reserved. 

  • Trending StoriesTrending StoriesMore>>

  • College student arrested; tried to trade chicken alfredo, Sprite for sex

    College student arrested; tried to trade chicken alfredo, Sprite for sex

    Wednesday, December 13 2017 3:38 PM EST2017-12-13 20:38:04 GMT

    Youngstown State University student Albert Maruna was caught red-handed and arrested this week after he allegedly attempted to have sex with a 15-year-old boy, who turned out to be an undercover officer.  

    More >>

    Youngstown State University student Albert Maruna was caught red-handed and arrested this week after he allegedly attempted to have sex with a 15-year-old boy, who turned out to be an undercover officer.  

    More >>
  • Roy Moore responds after Senate loss to Doug Jones

    Roy Moore responds after Senate loss to Doug Jones

    Wednesday, December 13 2017 10:58 PM EST2017-12-14 03:58:33 GMT
    (Source: Moore campaign)(Source: Moore campaign)

    Roy Moore has released a statement following his loss to Senator-elect Doug Jones in Tuesday's election.  Moore released a video to the people of Alabama. The transcript is below: Tomorrow, my wife and I will celebrate our 32nd wedding anniversary. I want to thank her and all my family, for standing with me through this long and arduous campaign. And of course, I want to thank all of you who have stood with me in this very important battle for the future of our country. We ...

    More >>

    Roy Moore has released a statement following his loss to Senator-elect Doug Jones in Tuesday's election.  Moore released a video to the people of Alabama. The transcript is below: Tomorrow, my wife and I will celebrate our 32nd wedding anniversary. I want to thank her and all my family, for standing with me through this long and arduous campaign. And of course, I want to thank all of you who have stood with me in this very important battle for the future of our country. We ...

    More >>
  • Dan Johnson: KY State Rep. kills himself in Bullitt County

    Dan Johnson: KY State Rep. kills himself in Bullitt County

    Wednesday, December 13 2017 11:29 PM EST2017-12-14 04:29:43 GMT

    Kentucky state representative "Pope" Dan Johnson has committed suicide, days after a report surfaced alleging he assaulted a teenage girl in 2013.

    More >>

    Kentucky state representative "Pope" Dan Johnson has committed suicide, days after a report surfaced alleging he assaulted a teenage girl in 2013.

    More >>
Powered by Frankly