MYRTLE BEACH, SC (WMBF) - The holiday season is a time credit card scammers want more access to your information. Not protecting your identity can cost thousands of dollars to be lost from your bank account. Visa security has put together a list on how you can prevent credit card fraud below:
- Be on your toes. Only open emails, attachments, and links from people you know.
- Don't believe what you see. It's easy to steal the colors, logos and header of an established organization and make emails appear legitimate.
- Avoid sharing. Don't reveal personal or financial information in an email, text or over the phone.
- Pay attention to a website's URL. Hover over any links to see where they lead.
- If you are unsure whether an email request is legitimate, try to verify it by contacting the company directly. Report suspected phishing emails to firstname.lastname@example.org
- Keep a clean machine. Make sure you keep your anti-virus software up to date.
Small business trends said, be wary of expedited shipping when billing and shipping addresses differ. When the "bill to" and "ship to" addresses are different and the customer is asking for expedited shipping, there's a high possibility for fraud, Chou explains. Also, when the "ship to" address is not the same as the billing address for the card, you are at greater risk of it being a fraudulent transaction.
Different billing and shipping addresses are not always a sure sign of fraud (for example, honest customers may order items as gifts). But for all large orders that fit this profile, always call to try to match the phone number as well, according to an article.
For a tips on digital wallet security and more information on credit card fraud, tap here.