HCPD gives tips to help keep your identity safe during the Holid - WMBFNews.com, Myrtle Beach/Florence SC, Weather

HCPD gives tips to help keep your identity safe during the Holidays

Source: Raycom Media Source: Raycom Media

HORRY COUNTY, SC (WMBF) – During the holiday season identity theft is another risk for you to think about. According to the Horry County Police Department (HCPD), law enforcement agencies have seen a dramatic increase in identity theft and fraud during the holidays. 
Below is a list of things the HCPD suggests you can do to help reduce your risk of becoming a victim. 

Online Shopping 
Use secured websites. Secured websites URL’s begin with https.
Dedicate one credit card for online purchases. A low-balance card is best.

Monitor Your Account

Frequently monitor your account online. 
Don’t use a debit card that is linked to your checking account.
Don’t use your primary ATM card that you use to live off of. If fraudulent activity is discovered the bank can freeze your account for a week or more.

Be Aware of Wi-Fi

Do not use free public Wi-Fi. It is easy for hackers to eavesdrop on your connection and steal your information. 
Do not click on email offers or promo codes. Instead, go directly to the retailer’s website. 
If you need to create an account with an online retailer, do not use the same email address and password you use anywhere else.    

Phone Apps and  the Web

Don’t use your phone’s web browser. Instead use apps like Amazon and Wayfair, which usually have an extra layer of security and encryption. 
Don’t save your credit card information in retail sites and web browsers. Retail data breaches have led to the compromise of millions of credit cards. 
Use mobile payment technologies, like Apple Pay and Android Pay. Unlike credit and debit cards, they can’t be cloned.
Lock your phone requiring a PIN or fingerprint to access it. 

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