tricking folks face-to-face, via phone calls and hacking into personal information online have made headlines. You're trying to make ends meet at the end of the year and you're scrimping all the extra cash you can for the holidays. This is the time of year when crooks are waiting to pounce.
Use these tips to know your rights and what signs to look out for so you can protect your wallet and privacy.
According to the USA official website:
Scammers have adopted the practice of caller ID spoofing to obtain personal information from consumers.
In this fraud, someone calls you using a false name and phone number for the Caller ID screen. During the call, the hacker describes an urgent scenario, such as the cancellation of an account. The caller may say you can avoid the cancellation if you provide your bank account or credit card number to pay the company.
If you give the sensitive information, he can use it to steal your identity, or use your bank accounts.
You can prevent being a victim of caller ID spoofing.
Don't give out personal information on an incoming call.
Hang up and call the customer service phone number printed on your statement, the company's website or in the phonebook.