What to do after a winter weather road accident

Source: Evan Jewell
Source: Evan Jewell

HORRY COUNTY, SC (WMBF) - The number of accidents in the South Carolina winter weather state-wide have climbed up to the thousands. It can be hard to control your car on the ice, but if you get into an accident, you can make a difference when it comes to your insurance claim.

The more you do at the scene can only help you when it comes to insurance claims. If you get into an accident, after you call 911, the first thing you need to do is take a picture. Capture the damage to your car, and the damage of the other car. It's also a good idea to snap a photo of the scene and the position of your car after the accident. This tip applies even to one-car accidents.

When it comes to winter weather and being liable, it gets tricky. Experts say the ice can be just one of the factors that causes an accident, which means it's possible that it could still be determined as your fault. The best advice is to gather as much information as you can and contact your insurance agent as soon as the incident happens, since many insurance companies have a 24-hour service.

Some claims will just be for car damage. One of the main types in winter weather has to do with your windshield. If there was a tiny crack in your windshield before the storm, chances are after the freeze, those cracks get larger. Because of these effects, insurance agents are expecting more claims to come in.

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