Local banks help those impacted by the Target data breach

MYRTLE BEACH, SC (WMBF) - If you recently shopped at Target, your financial information may have been compromised and you could be at risk for fraud but local banks are issuing a free solution to the problem.

Two of these banks are Conway National Bank and Carolina Trust Federal Credit Union. Both told me, if a customer's information has been hacked they can receive a new card, at no cost.

Carolina Trust says less than 5% of their credit union member's card information was compromised

In a statement the bank says, "Although we are currently unaware of any fraud specifically related to the breach involving Carolina Trust account holders, for their peace of mind, we're offering to issue new debit/credit cards at no cost upon their request."

One customer, Adam Gilbride, cut up his card and says he's throwing it out along with his worries.

"It shows that they really care about me as a customer," says Gilbride. "I was wondering myself if I was compromised and just as soon as I was worrying about it they sent me an email saying that- hey come in, get a new card, let's talk about it and see if any issues have come up."

You can take action too by monitoring your accounts and reporting any unusual activity. The Better Business Bureau says credit card fraud can easily lead to identity theft.

Eric Long says he's not a fraud expert, but as a financial advisor he recommends when providing your information to a bank, be sure to do so face to face.

"Know the person you're talking to, or to put it in another way, do not email any of your important financial information," says Long.

Target says be cautious of the emails you receive.  Target confirms several incidents of scam emails related to the breach.  Your best bet is to not open any unfamiliar emails.

If you shopped at Target between November 27th and December 15th, you could still be at risk.  40 million shoppers are at risk and Target says they will offer free credit monitoring to everyone who was impacted.

For examples of all Target official communication and more information about the payment card breach: https://corporate.target.com/about/payment-card-issue.aspx?ref=sr_shorturl_paymentcardresponse#?lnk=Other_122613_HP2_E1|E1|T:Template_Home5|C:

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