COLUMBIA, SC (AP/WIS) - Experian is notifying South Carolina parents they can begin signing up to have their children's credit monitored.
The program is part of the state's response to the hacking of millions of taxpayers' personal data. The theft included the Social Security numbers of 1.9 million dependents on parents' tax returns.
Gov. Nikki Haley announced Friday the availability of Experian's Family Security service, free to parents. It's covered by the state's $12 million contract with the company.
Many children under 18 don't have a credit history, particularly pre-teens. The parent who signs up will be alerted if a credit file pops up in a child's name. If a file exists, the service will monitor for suspicious activity.
A parent must first enroll in Experian's ProtectMyID service. That's been available since Oct. 26.
Haley reiterated that anyone who has filed a South Carolina tax return since 1998 should take the following steps:
- Call Experian at 1-866-578-5422 to enroll in a consumer protection service. (The call center is open 9:00 AM – 9:00 PM EST on Monday through Friday and 11:00 AM – 8:00 PM EST on Saturday and Sunday.)
- For any South Carolina taxpayer who wishes to bypass the telephone option, there currently is an online service available at http://www.protectmyid.com/scdor. Enter the code SCDOR123 when prompted. South Carolina taxpayers have until the end of January, 2013 to sign up.
Free one-year Family Secure plan includes:
Dun & Bradstreet Credibility Corp offers South Carolina businesses that have filed a tax return since 1998 a CreditAlert product that will alert customers to changes taking place in their business credit file. Even something as simple as a change to a business address or a company officer change would set off an alert to the business owner. The cost will be waived for business filing tax returns since 1998. Business owners can visit http://www.dandb.com/sc/ or they can call customer service toll free at this dedicated phone number 1-800-279-9881.
Experian is offering those impacted South Carolina businesses Business Credit AdvantageSM - a self-monitoring service that allows access to a company's business credit report and score. South Carolina businesses can sign up for Business Credit Advantage at http://www.smartbusinessreports.com/SouthCarolina.
Copyright 2012 WIS. All rights reserved. The Associated Press contributed to this report.