SCOTLAND COUNTY, NC (WMBF) – A Scotland County woman was arrested and charged with insurance fraud on Tuesday after investigators said she lied about how her vehicle was damaged.
Special Agents with the Department of Insurance’s Criminal Investigations Division accused Amber Morrison, 31, of Laurinburg, with falsely telling Progressive Casualty Insurance Co. that her 2015 Malibu was damaged by a tree during a hurricane.
According to the arrest warrant, the damage had previously been reported to a different insurance company as a result of a hit-and-run crash. The previous company had already paid the claim, but the damage was never repaired, according to the warrant.
Fraud impacts consumers who pay their insurance premiums.
North Carolina Insurance Commissioner Mike Causey estimates that fraud costs North Carolinians between 15 and 20 cents on ever dollar paid on premiums.
"Insurance fraud affects our economy. Not only does it damage insurance companies, it cheats businesses and consumers too," Commissioner Causey said. "This kind of white-collar crime is unacceptable. That's why I've doubled the number of Special Agents to investigate insurance fraud. Cracking down on fraud will put more money in the pockets of businesses and consumers."
To report suspected fraud, contact the N.C. Department of Insurance Criminal Investigations Division at (919) 807-6840. Callers may remain anonymous.